[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.karinherzog.cz\/pujcit-si-lze-i-snadno\/#Article","mainEntityOfPage":"https:\/\/www.karinherzog.cz\/pujcit-si-lze-i-snadno\/","headline":"P\u016fj\u010dit si lze i snadno","name":"P\u016fj\u010dit si lze i snadno","description":"Kdy\u017e si jde \u010dlov\u011bk za\u017e\u00e1dat o p\u016fj\u010dku poprv\u00e9, je navzdory probl\u00e9m\u016fm, kter\u00e9 ho k tomu p\u0159im\u011bly, pln\u00fd optimismu. V\u017edy\u0165 co by se mohlo st\u00e1t, \u017ee? Zajde si do banky, podep\u00ed\u0161e s \u00fa\u0159edn\u00edkem smlouvu, vyinkasuje pen\u00edze a m\u00e1 vystar\u00e1no. A pak se doty\u010dn\u00fd nesta\u010d\u00ed divit. Je pro n\u011bj p\u0159\u00edmo zar\u00e1\u017eej\u00edc\u00ed, jak slo\u017eit\u00e9 je z\u00edsk\u00e1n\u00ed takov\u00e9 bankovn\u00ed […]","datePublished":"2019-10-21","dateModified":"2023-04-28","author":{"@type":"Person","@id":"https:\/\/www.karinherzog.cz\/author\/#Person","name":"karinherzog.cz\n","url":"https:\/\/www.karinherzog.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/d7705a23c50ede72936119380238a88bdeb91030521f9262dc3abc6fdd8add33?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/d7705a23c50ede72936119380238a88bdeb91030521f9262dc3abc6fdd8add33?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"karinherzog.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.karinherzog.cz\/wp-content\/uploads\/img_a367824_w1934_t1580298443.jpg","url":"https:\/\/www.karinherzog.cz\/wp-content\/uploads\/img_a367824_w1934_t1580298443.jpg","height":0,"width":0},"url":"https:\/\/www.karinherzog.cz\/pujcit-si-lze-i-snadno\/","about":["Ekonomika"],"wordCount":445,"articleBody":"       Kdy\u017e si jde \u010dlov\u011bk za\u017e\u00e1dat o p\u016fj\u010dku poprv\u00e9, je navzdory probl\u00e9m\u016fm, kter\u00e9 ho k tomu p\u0159im\u011bly, pln\u00fd optimismu. V\u017edy\u0165 co by se mohlo st\u00e1t, \u017ee? Zajde si do banky, podep\u00ed\u0161e s \u00fa\u0159edn\u00edkem smlouvu, vyinkasuje pen\u00edze a m\u00e1 vystar\u00e1no. A pak se doty\u010dn\u00fd nesta\u010d\u00ed divit. Je pro n\u011bj p\u0159\u00edmo zar\u00e1\u017eej\u00edc\u00ed, jak slo\u017eit\u00e9 je z\u00edsk\u00e1n\u00ed takov\u00e9 bankovn\u00ed p\u016fj\u010dky, co v\u0161echno toto obn\u00e1\u0161\u00ed, jak dlouho mus\u00ed \u010dlov\u011bk na pen\u00edze \u010dekat, a to vlastn\u011b ani nem\u00e1 z\u00e1ruku, \u017ee bude uspokojen. Kdy\u017e jde doty\u010dn\u00fd \u017e\u00e1dat o p\u016fj\u010dku podruh\u00e9, nen\u00ed logicky ani trochu napln\u011bn on\u00edm prvotn\u00edm optimismem. U\u017e p\u0159edem se snad p\u0159\u00edmo d\u011bs\u00ed toho, co p\u0159ijde, jakmile do banky vkro\u010d\u00ed a vyslov\u00ed sv\u00e9 p\u0159\u00e1n\u00ed. Budou po n\u011bm cht\u00edt slo\u017eit\u011b prok\u00e1zat dostate\u010dn\u011b vysok\u00e9 a jist\u00e9 p\u0159\u00edjmy, budou cht\u00edt, aby m\u011bl registry dlu\u017en\u00edk\u016f bez poskvrnky, budou zkoumat, jestli n\u00e1hodou nen\u00ed zat\u00ed\u017een n\u011bjak\u00fdmi dal\u0161\u00edmi dluhy, jestli proti n\u011bmu vedeno exeku\u010dn\u00ed \u0159\u00edzen\u00ed a podobn\u011b. Bude to trvat celou v\u011b\u010dnost, budou vyzv\u00eddat i to, \u010d\u00edm se nikdo nechlub\u00ed zrovna r\u00e1d, budou d\u011blat drahoty. A o\u010dek\u00e1v\u00e1n\u00ed se mu v tomto p\u0159\u00edpad\u011b vypln\u00ed. Proto\u017ee tak to p\u0159ece chod\u00ed. Nelze jinak. Toti\u017e ono by to \u0161lo i jinak. To ov\u0161em jedin\u011b za p\u0159edpokladu, \u017ee se doty\u010dn\u00fd rozhodne vsadit nam\u00edsto banky na nebankovn\u00ed sektor a nab\u00eddku zvanou nebankovn\u00ed americk\u00e1 hypot\u00e9ka Nebankovn\u00ed hypot\u00e9ka CZ. Proto\u017ee pr\u00e1v\u011b u t\u00e9to odpad\u00e1 v\u011bt\u0161ina nep\u0159\u00edjemnost\u00ed, kter\u00e9 jsou v p\u0159\u00edpad\u011b \u017e\u00e1d\u00e1n\u00ed o p\u016fj\u010dku u bank b\u011b\u017en\u00e9. V p\u0159\u00edpad\u011b t\u00e9to hypot\u00e9ky toti\u017e nen\u00ed t\u0159eba nic slo\u017eit\u011b dokl\u00e1dat. Tady sta\u010d\u00ed jenom jednodu\u0161e dok\u00e1zat, \u017ee m\u00e1 doty\u010dn\u00fd z \u010deho spl\u00e1cet, plus je t\u0159eba jako u ka\u017ed\u00e9 hypot\u00e9ky d\u00e1t poskytovateli do z\u00e1stavy nemovitost, ale t\u00edm ve\u0161ker\u00e9 obt\u00ed\u017ee kon\u010d\u00ed. \u010clov\u011bk tu vy\u0159\u00edd\u00ed v\u0161e snadno a rychle. \u017d\u00e1dost\u00ed spo\u010d\u00edvaj\u00edc\u00ed ve vypln\u011bn\u00ed formul\u00e1\u0159e na internetu a zasl\u00e1n\u00ed n\u011bkolika po\u017eadovan\u00fdch sn\u00edmk\u016f nemovitosti e-mailem k posouzen\u00ed po\u010d\u00ednaje a inkasov\u00e1n\u00edm pen\u011bz kon\u010de. Nic tu nen\u00ed slo\u017eit\u00e9, v\u0161e se hrav\u011b zvl\u00e1dne. Tak\u017ee kdy\u017e si jde doty\u010dn\u00fd pro p\u016fj\u010dku pot\u0159et\u00ed, je zase optimistick\u00fd. Proto\u017ee u\u017e nejde do banky.                                                                                                                                                                                                                                                                                                                                                                                          3.9\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u016fj\u010dit si lze i snadno","item":"https:\/\/www.karinherzog.cz\/pujcit-si-lze-i-snadno\/#breadcrumbitem"}]}]